30 Year Fixed Rate Mortgage

A 30 year fixed-rate mortgage is one of the more popular home loan options for today’s home buyers. If you plan to stay at your new home for a long period of time, prefer a long-term, steady mortgage payment, and want to know exactly what you’ll be paying throughout the duration of your mortgage, a 30 year fixed rate mortgage is likely the home loan product for you.

A 30 Year Fixed Rate Mortgage Defined

Simply put, a 30 year fixed rate mortgage is a long-term home loan that holds the same interest rate for the entire duration of the 30 year period. A 30 year fixed rate mortgage is often the home loan plan of choice for home buyers seeking the consistency and security of having the same monthly mortgage payment over a long period of time.

In addition to keeping your monthly mortgage payment the same for 360 months, a 30 year fixed rate mortgage also allows for a lower monthly payment as well. Of course, because the principal repayment is spread over 30 years, home owners will pay more interest with a 30 year fixed rate mortgage but in many cases, it’s a more affordable option on a month-to-month basis.

Why United Home Loans For Your 30 Year Fixed Rate Mortgage?

United Home Loans prides itself on employing a smart and experienced staff that works hard to not only meet, but exceed, our clients’ expectations. Along with a top-notch team of mortgage bankers, United Home Loans will work to get you the lowest mortgage interest rate possible on a 30 year fixed rate mortgage. Call us today at (708) 531-8388 today or simply fill out our Free Mortgage Rate Quote form online to learn more about your home loan options!
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